Frequently Asked Questions

Newtzo connects businesses with lenders that match their financial needs. By completing our quick qualification form, we assess your eligibility and refer you to the right funding options. If you don’t qualify, we offer credit repair guidance and grant training to help you improve your chances.

This varies from lender to lender, but most lenders prefer businesses with:

• A credit score of 580-680+
• At least two years in business
• A steady cash flow
• Collateral (depending on loan type)
  Even if you don’t meet these criteria, we can provide alternative funding solutions and credit-building resources.

Approval times vary based on the lender and type of loan. Some businesses receive approvals within 24 hours, while others may take a few days to process. We ensure you’re matched with lenders that fit your urgency and funding needs.

No, Newtzo is not a lending institution. We connects businesses with trusted lenders. We do not issue loans ourselves, but we streamline the process by linking you with financial providers that best suit your needs.

Businesses can access various loan options, including:

• Business Term Loans – Fixed amounts with set repayment terms.
• SBA Loans – Government-backed loans with lower interest rates.
• Lines of Credit – Flexible funding that businesses can draw from as needed.
• Equipment Financing – Loans specifically for purchasing business equipment.
• Invoice Factoring – Advances on unpaid invoices for businesses with outstanding receivables.
• Revenue-Based Financing – Loans based on future sales or revenue streams.